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Ducted heat pumps for Dorchester three-deckers, one floor or the whole building

Ducted heat pumps for Dorchester three-deckers and condo floors, planned around each floor's meter and boiler, Boston permits and the flood-prone shore.

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A pale yellow three-decker with stacked rear porches on a Fields Corner side street in Dorchester, with a heat pump outdoor unit on a black stand at the back corner of the narrow side yard
ElectricEversource
RebatesMass Save
PermitsBoston Inspectional Services Department
Energy codeSpecialized stretch code since January 1, 2024

Inside a Fields Corner three-decker conversion

Low-profile air handler on a platform in the attic above the third floor, Fields Corner, Dorchester
Low-profile air handler on a platform in the attic above the third floor
Heat pump outdoor unit on a frame over the top rear porch of the three-decker, Fields Corner, Dorchester
Heat pump outdoor unit on a frame over the top rear porch of the three-decker

One floor of three

The third-floor condo of a 1910s three-decker near Fields Corner. Its own gas boiler sits in the shared basement beside two others, piped up to radiators, and the top floor bakes every summer. The owner wants ducted heat and cooling on their own meter without touching the units below.

The attic does the work

A low attic, about four feet at its highest, sits over the unit. A low-profile 2-ton air handler goes on a platform near the closet hatch and feeds six ceiling registers through short insulated runs, with one return in the hall. No plaster wall is opened.

Meter, feeder and porch roof

The unit's 60-amp service can't carry the heat pump, so a new meter socket and a feeder up the rear chase bring it to 100 amps. The 4-foot side yard sits on the neighbor's line, so the outdoor unit goes on a frame over the top rear porch, with the association's sign-off first.

Permits and the boiler

Boston requires a contractor for a three-decker condo, so the electrical and sheet metal permits go through Inspectional Services. Once the heat pump carries the floor, a gas fitter caps the line and the boiler comes out, which opens the whole-home rebate for replacing gas heat.

Project facts
ServiceBoiler-to-heat-pump conversion, one condo floor
WhereFields Corner, Dorchester
House1910s three-decker, third-floor condo, about 1,150 sq ft
Before24-year-old gas boiler, radiators, 60-amp unit service
After2-ton attic heat pump, 100-amp unit service
Price$27,400 before rebates
Time on siteSix working days

What brings people to us in Dorchester

You own one floor of a three-decker

Your floor gets its own system on your own meter, and the board or the other owners agree where the outdoor unit sits before we file.

You own the building and live on one floor

We plan all three floors together, even if only one is done this year, so the electrical service and outdoor spots are sized once.

A 60-amp or 100-amp unit service

Many older unit services can't carry a heat pump and its backup heat, so the meter, feeder and panel are part of the estimate.

A house near the water

On the Savin Hill, Port Norfolk and Neponset edges, the outdoor unit sits higher and on the side away from salt spray.

Three meters in the basement, three boilers or three gas furnaces, and three households under one roof: that is the starting point for most Dorchester homes. So heat pump installation in Dorchester, Boston begins with the building, not the equipment. Clement Boston Heat Pumps works out which floor gets heat first and how the others follow.

Whether you own the building, live on one floor and rent the others, or own a single condo floor changes who decides, who pays and what gets done first.

Where a Dorchester plan starts: who owns which floor

In 02122, the Neponset and Savin Hill ZIP, 43% of homes sit in three- or four-unit buildings. So the first question we ask isn’t about tons or brands. It’s which floors are yours.

If you own the whole building

Doing a single floor first and the others later works, but we plan all three on the first visit. Settle the outdoor spots, the electrical service and the gas shut-offs once, so the later floors don’t undo the first. A building done in one pass also needs one set of permits.

If you own one condo floor

Your system runs on your meter and serves only your floor. The top floor’s air handler usually goes in the low attic above it, the first floor’s in the basement next to its old boiler. Anything outside the unit is common area, so the board’s approval comes before the filing; see condo heat pump replacement.

If you lease out the other floors

The leased floors can keep their boilers for now. We size your floor for its own heat loss, because the top floor loses far more through the roof than the middle one does. Our three-decker guide covers the middle floor, the hardest one to reach with ducts.

Radiators, gas and the ducts a Dorchester house doesn’t have

Most Dorchester homes heat with gas, and across its four main ZIP codes about 53% were built before 1940, the era of hot-water and steam radiators rather than ducts.

Where a floor has radiators, the job is a boiler-to-heat-pump conversions with new ducts, placed by floor:

  • Top floor: an attic air handler feeding short ceiling runs, since the attic is the one free space a three-decker has.
  • First floor: a basement air handler with floor registers, often in the spot the old boiler leaves.
  • Middle floor: a closet air handler or a small-duct system threaded through walls; see heat pump ductwork.

Where a house already has a gas furnace and ducts, a heat pump can take over the ducts. Owners who want gas to stay for the coldest nights can choose dual fuel; Boston isn’t a fossil-fuel-free town, so gas backup is still allowed.

Will my panel and service handle a heat pump?

Many won’t without work. Of 386 Boston permits in Dorchester’s four ZIP codes that named a heat pump, mini split or air handler between November 2021 and October 2026, 61, about one in six, also changed or upgraded the electrical service.

Why three-deckers hit this more often

Every unit typically gets its own meter plus a feeder running up from the basement to a small panel in the unit. A 60-amp or 100-amp unit service was sized for lights and a range, not a heat pump plus backup strips. Upgrading one floor means a new meter socket, a heavier feeder up the building and a new panel.

What we check on the visit

We open your unit’s panel, trace the feeder and add up the loads with the heat pump in place. If the service needs to grow, it’s a separate line on the estimate, with our typical range of $3,000 to $6,500; see electrical panel upgrades for heat pumps. Eversource sets the meter after the city’s wiring inspection.

Near the water: Savin Hill, Port Norfolk and the Neponset shore

Dorchester’s east edge faces Dorchester Bay and the mouth of the Neponset River. On the low blocks along that edge, the city’s flood planning shapes where we put the outdoor unit.

What the city expects

Boston’s Climate Ready plan for Dorchester expects flooding along the Neponset River and Columbia Point by mid-century, and all of Morrissey Boulevard at risk in major floods as soon as 2050. It counts more than 6,800 people and 1,200 buildings exposed in a major flood by 2070.

What we do about it

On Port Norfolk, Clam Point, Pope’s Hill and the low parts of Savin Hill, we keep the outdoor unit and its disconnect well above the ground, on a tall stand or a wall bracket.

We set it on the side of the house away from the bay, where rain rinses the coil and salt spray doesn’t land on it. Our outdoor unit placement guide covers stand heights.

Where the outdoor unit can go on a Dorchester lot

Usually the rear yard, a rear porch roof or the back corner of a side yard. Three-deckers on Dorchester side streets often stand a few feet apart, with bedroom windows facing each other across the gap.

Boston’s noise regulation holds equipment to 50 dBA at night at the lot line. A unit tucked into a four-foot side yard sits almost on that line, so we favor the back corner or a frame on the lowest rear porch roof, and check the unit’s rated sound against the measured distance.

Boston rules, rebates and prices in Dorchester

Dorchester follows citywide Boston rules. These are the ones that change a heat pump job here:

What In Dorchester
Permit office Boston Inspectional Services Department
Condo owner in a three-decker Must hire a contractor for the permit
Energy code Specialized stretch code since January 1, 2024
Night noise limit 50 dBA at the lot line
Electric utility Eversource
Oil tank removal Boston Fire Department permit, $110

Dorchester homes are on Eversource, so Mass Save rebates and the winter heat pump rate apply. Replacing a gas boiler qualifies for the whole-home rebate when the old system comes out and the equipment is cold-climate listed; see the rebate guide.

Our typical range on ducts we can reuse is $15,000 to $28,000 and up before rebates, and $20,000 to $40,000 and up with new ducts. The cost guide explains what moves a price.

Three floors on one schedule

Five steps, from the first visit to a commissioned system, with the association and the city in the middle when the building needs them.

  1. The visit: a room-by-room load calculation for each floor in the plan, the panel and feeder, the duct routes and where the outdoor unit can sit, measured to every lot line.
  2. The estimate: equipment with its capacity at 5°F, ducts, electrical, permits and the rebate path, line by line.
  3. Approvals and permits: the association’s sign-off where there is one, then Inspectional Services permits.
  4. The install: a few working days per floor, longer with new ducts, with the other floors kept warm.
  5. Commissioning: pressure test, vacuum, charge by weight, measured airflow and the controls set.

Across the Neponset, Quincy has its own permit office, and Milton borders Lower Mills.

Services in Dorchester

How a job usually runs in Dorchester

First call

You tell us what heats and cools the house now, which rooms aren't working, and roughly where the house is.

Home visit

We measure the house for a load calculation, test the ducts, check the panel and look for an outdoor spot.

Written estimate

Equipment, duct changes, electrical, permits and the rebate path, line by line, with our price.

Install

Permits first, then the work: usually two to five working days on site.

Commissioning

Pressure test, vacuum, charge by weight, airflow and controls set before we call it done.

Neighborhoods, landmarks and routes

  • Savin Hill
  • Fields Corner
  • Ashmont
  • Adams Village
  • Lower Mills
  • Neponset
  • Port Norfolk
  • Uphams Corner
  • Codman Square
  • Meeting House Hill
  • Jones Hill
  • Pope's Hill
  • Clam Point
  • Cedar Grove

Landmarks

  • Ashmont station
  • Fields Corner station
  • JFK/UMass station
  • Savin Hill Beach
  • Tenean Beach
  • Pope John Paul II Park
  • Dorchester Park

Getting around

  • Dorchester Avenue
  • Interstate 93
  • Morrissey Boulevard
  • Gallivan Boulevard
  • Columbia Road
  • Blue Hill Avenue
  • Red Line
10 mi20 miBostonDorchester
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Planning a heat pump in Dorchester?

We start with what heats the house now, the ducts you have or could have, and where the outdoor unit can go.

Dorchester: questions

I own the top-floor condo of a Dorchester three-decker. Can I get a ducted heat pump without the other owners?

Your floor can have its own system on your own meter, and the attic above you is usually the best place for the air handler. The outdoor unit and any wall penetrations touch common areas, so the association's sign-off under your master deed comes first.

Can I pull the permit myself for my Dorchester three-decker unit?

No. Boston's short-form permit page says a condo owner in a building with three or more dwellings, such as one floor of a three-decker, must hire a contractor. Electrical and sheet metal permits are contractor-only in Boston anyway, so we file them with Inspectional Services.

What does it cost to put a ducted heat pump on one floor of a Dorchester three-decker?

Where a floor heats with radiators, the work needs new ducts, and our typical range is $20,000 to $40,000 and up before rebates; one floor sits toward the lower half. A unit service upgrade adds $3,000 to $6,500. The written estimate after the visit sets the price.

My house is near Port Norfolk. Should the outdoor unit go somewhere different?

Usually higher and more sheltered. The city's Climate Ready Boston plan expects flooding along the Neponset River and Columbia Point by mid-century, so we raise the unit on a taller stand or a wall bracket and keep it on the side facing away from the water.

Do I need a new electrical service for a heat pump in a Dorchester house?

Often, but not always. About one in six Dorchester permits naming a heat pump also change or upgrade the electrical service. We check your unit's meter, feeder and panel on the first visit and price any upgrade as its own line.

Nearby service areas

Guides for houses in Dorchester

Get an estimate in Dorchester

Tell us what heats the house now and which rooms aren't working in Dorchester.

Step 1 of 2

The house and the work