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Belmont heat pumps, on Belmont Light's rebate or Mass Save's

Ducted heat pumps for Belmont homes, with the rebate path set by your fuel. Belmont Light pays for oil and propane switches; gas homes can use Mass Save.

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Shingled two-family house on a Belmont side street with a ducted heat pump outdoor unit raised on a stand beside the back steps
ElectricBelmont Light
RebatesBelmont Light heat pump rebate for oil, propane and electric homes; Mass Save for gas-heated homes
PermitsTown of Belmont building department
Energy codeSpecialized stretch code since January 1, 2025

What an oil-to-heat-pump job near Waverley Square looks like

Outdoor unit on an 18-inch stand at the rear corner of the house, Near Waverley Square, Belmont
Outdoor unit on an 18-inch stand at the rear corner of the house
Enlarged return grille at the base of the stairs, Near Waverley Square, Belmont
Enlarged return grille at the base of the stairs

Two systems at the end

A 1920s colonial near Waverley Square runs a 23-year-old oil furnace and 15-year-old central air through one set of ducts. Both are near the end, and because the house is on Belmont Light, the rebate comes from the light plant rather than Mass Save. The owners want off oil entirely.

Rebate first

Belmont Light wants a home energy assessment from the past three years, done here through Belmont Light and Energy New England because the house heats with oil. The equipment has to be cold-climate listed, and the application goes in within six months of the install.

The install

A 3-ton cold-climate heat pump replaces the furnace and AC on the existing trunk, with the return enlarged so the air handler gets enough air. The 33,500 BTU/h load at 7°F fits it. Outside, the unit stands 18 inches up at the rear corner, out of the front yard.

The numbers

Belmont Light pays $1,000 per ton, $3,000 here, plus the amount its program lists for removing the fossil system, so the furnace and tank come out. Four working days, $21,300 before that rebate. The commissioning readings go into the rebate file, and the 200-amp service carries the new system without an upgrade.

Project facts
ServiceOil-to-heat-pump conversion on existing ducts
WhereNear Waverley Square, Belmont
House1920s two-story colonial, about 1,900 sq ft
Before23-year-old oil furnace, 15-year-old central AC
After3-ton cold-climate heat pump
Price$21,300 before the Belmont Light rebate
Time on siteFour working days

What brings people to us in Belmont

An oil furnace and a Belmont Light bill

Belmont Light's own heat pump rebate applies, $1,000 per ton up to $5,000 per account, after a home energy assessment.

A gas boiler or furnace

National Grid supplies the gas, so a gas-heated home goes through Mass Save's heat pump rebates instead.

A two-family on a Belmont side street

About three in ten homes are two-families; each unit gets its own system, and each account its own rebate.

A gut renovation or addition

Belmont adopted the specialized code on January 1, 2025, so the new heat is planned to it from the first drawing.

Belmont Light’s service territory ends at the town line, and so does its heat pump rebate. Inside it, Clement Boston Heat Pumps handles heat pump installation in Belmont, MA on two rebate paths: Belmont Light’s for oil, propane and electric homes, and Mass Save’s for gas.

The gas side qualifies because National Grid, a Mass Save sponsor, supplies Belmont’s gas. Getting that split right before the estimate keeps the paperwork, the assessment and the equipment choice lined up.

Which rebate a Belmont home gets

Belmont buys its electricity from a municipal light plant, not Eversource or National Grid. So the rebate follows the fuel you’re leaving, and the two programs have different rules.

Oil, propane or electric heat: Belmont Light

Belmont Light’s heat pump program pays $1,000 per ton for a partial or whole-home system, up to $5,000 per account. Its page lists added amounts for completing a recommended weatherization project, for low-income Rate A customers, and for removing the fossil-fuel system at install. The application goes in within six months of the install.

Gas heat: Mass Save

Belmont Light’s own page says residents who heat with natural gas may be eligible for Mass Save’s heat pump incentives. National Grid is the gas sponsor, so a gas home follows Mass Save’s rules; see our rebate guide.

When the gas system comes out, Mass Save’s whole-home tier pays $2,650 a ton, capped at $8,500, on installs finished by December 31, 2026.

What Belmont Light requires

  • A home energy assessment within the past three years: through Belmont Light and Energy New England for oil and electric heat, through Mass Save for gas.
  • Equipment listed as ENERGY STAR cold climate or on NEEP’s cold-climate list.
  • An outdoor unit on a stand with at least 12 inches of ground clearance, unless shielded.
  • A Massachusetts-licensed electrician on the electrical work.

Financing

Belmont Light’s page notes a 0% loan through the state’s light plant program, the Z-loan, for residents who can’t use Mass Save. Gas-heated homes that qualify for Mass Save use its HEAT Loan instead, applied for before work starts.

Belmont’s older houses and two-families

More than half of Belmont’s homes were built in 1939 or earlier. About 45% are detached and close to 30% are two-families, which sets how many systems a house needs.

Two-families

Each unit gets its own heat pump, sized to its own floor, on its own panel. Belmont Light’s cap applies per account, so two units on two electric accounts can each claim their own rebate. Our multi-family guide covers stacked units.

Radiator houses

A pre-war house on a hot-water or steam boiler has no ducts. Attic air handlers serve the bedrooms, a basement unit or stacked closets serve the first floor. See boiler to heat pump conversion and our old house guide.

Houses that already have ducts

An oil or gas furnace house keeps its ducts once we’ve measured static pressure, sized the return and sealed the joints. That’s the shortest path to a heat pump; see oil to heat pump conversion.

Placing the outdoor unit on a Belmont lot

Belmont Light’s stand rule and the town’s own bylaw both bear on where the outdoor unit goes. We plan the spot to satisfy both before the estimate.

The stand

The 12-inch clearance Belmont Light asks for keeps the coil above snow and gives defrost water somewhere to drain. Our snow stand guide shows the setup.

The bylaw

Belmont Light’s page points to the town’s zoning bylaw section on outdoor mechanical equipment for single and two-family dwellings. We read that section against your lot, including setbacks and visibility, before choosing a spot. Noise limits are confirmed per address.

Rear yards and driveways

On a narrow two-family lot, the rear corner of the house or a spot beside the driveway usually keeps the unit out of the front yard and away from the neighbor’s windows. The line set then runs along the foundation to the air handler, inside a cover.

Running cost on Belmont Light

The state’s seasonal heat pump rate covers Eversource, National Grid and Unitil customers only, so it doesn’t apply here. Your winter bill follows Belmont Light’s own rates.

Oil still costs more per unit of heat delivered than a heat pump on most Massachusetts electric rates. We run the comparison on Belmont Light’s actual rate in the estimate, not a figure from another utility. See heat pump vs oil.

Keep the oil furnace, or take it out?

Belmont Light’s rebate covers partial-home systems as well as whole-home ones, so keeping a newer furnace as backup still qualifies. Removing the fossil-fuel system at install adds to the rebate, though, and ends oil deliveries and tank upkeep. We price both versions when the furnace has years left; see dual-fuel heat pumps.

Permits, code and utility in Belmont

The town’s building department issues the electrical and sheet metal permits a ducted job needs, plus a gas permit where a line gets capped. Belmont’s specialized code applies to new homes and major renovations, not a replacement.

What Belmont
Electric utility Belmont Light (municipal)
Gas utility National Grid
Energy code Specialized stretch code since January 1, 2025
Rebate, oil, propane or electric homes Belmont Light, $1,000 per ton up to $5,000 per account
Rebate, gas homes Mass Save
Outdoor unit Stand with at least 12 inches of clearance, unless shielded

Visit, estimate, install: the Belmont sequence

We confirm your fuel and which assessment you need, then run a room-by-room load calculation, test the ducts or find routes for new ones, check the panel, and pick a stand location the bylaw allows.

  • Written estimate: equipment with capacity at 5°F, duct work, electrical, permits, the Belmont Light or Mass Save path, and the price.
  • Install: three to nine working days, depending on new ducts. Oil tank removal follows once the heat pump carries the house.
  • Commissioning: pressure test, vacuum below 500 microns, charge by weight, measured airflow, and backup lockout recorded for the rebate file.

Next door, Arlington is on Eversource and Mass Save under a fossil-fuel-free bylaw, and Watertown is on Eversource too.

Services in Belmont

How a job usually runs in Belmont

First call

You tell us what heats and cools the house now, which rooms aren't working, and roughly where the house is.

Home visit

We measure the house for a load calculation, test the ducts, check the panel and look for an outdoor spot.

Written estimate

Equipment, duct changes, electrical, permits and the rebate path, line by line, with our price.

Install

Permits first, then the work: usually two to five working days on site.

Commissioning

Pressure test, vacuum, charge by weight, airflow and controls set before we call it done.

Neighborhoods, landmarks and routes

  • Belmont Center
  • Waverley Square
  • Cushing Square
  • Belmont Hill
  • Payson Park
  • Harvard Lawn

Landmarks

  • Beaver Brook Reservation
  • Rock Meadow
  • Clay Pit Pond
  • McLean Hospital grounds
  • Habitat Education Center

Getting around

  • Route 2
  • Route 60 (Pleasant Street)
  • Trapelo Road
  • Concord Avenue
  • Belmont Street
10 mi20 miBostonBelmont
Open Belmont, MA in Google Maps

Planning a heat pump in Belmont?

We start with what heats the house now, the ducts you have or could have, and where the outdoor unit can go.

Belmont: questions

How much is Belmont Light's heat pump rebate?

Belmont Light pays $1,000 per ton for a partial or whole-home system, up to $5,000 per account. Its program page lists added amounts for completing a recommended weatherization project, for low-income Rate A customers, and for removing the fossil-fuel system at install. Apply within six months.

Can a gas-heated Belmont home get Mass Save heat pump rebates?

Yes. Belmont Light's own page says residents who heat with natural gas may be eligible for Mass Save's heat pump incentives, because the gas comes from National Grid, a Mass Save gas sponsor. The home energy assessment then goes through Mass Save.

What does an oil-to-heat-pump switch cost in Belmont after the Belmont Light rebate?

Our typical range for a whole-home system on ducts we can reuse is $15,000 to $28,000 and up before rebates. Belmont Light then pays $1,000 per ton up to $5,000 per account for an oil or propane switch. Your written estimate sets the price.

How high does the outdoor unit have to sit for Belmont Light's rebate?

Belmont Light requires the outdoor unit on a stand with at least 12 inches of ground clearance unless it's shielded. That matches what the unit needs anyway to stay above snow and drain defrost water.

Does Belmont get the seasonal heat pump electric rate?

No. The state's seasonal heat pump rate covers Eversource, National Grid and Unitil customers. Belmont's electricity comes from Belmont Light, so your winter bill follows Belmont Light's own rates; we use them in the running-cost figures on your estimate.

Nearby service areas

Guides for houses in Belmont

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